In Party at the Pond Frog is busy with his autumn party, he is oversee dancing around the pond, and he narrowly escapes being turned into a prince.
Annuities are financial products that guarantee the holder a fixed return so long as the holder remains alive, thereby providing insurance against lifetime uncertainty. The terms of these contracts depend on the information available to insurance firms. Unlike age and gender, information about individual survival probabilities cannot be readily ascertained. This asymmetric information causes market inefficiencies, such as adverse selection. Groundbreaking in its scope, The Economic Theory of Annuities offers readers a theoretical analysis of the functioning of private annuity markets. Starting with a general analysis of survival functions, stochastic dominance, and characterization of changes in longevity, Eytan Sheshinski derives the demand for annuities using a model of individuals who jointly choose their lifetime consumption and retirement age. The relation between life insurance and annuities that have a bequest option is examined and "annuity options" are proposed as a response to the lack of secondary markets.
This book also investigates the macroeconomic policy implications of annuities and changes in longevity on aggregate savings. Sheshinski utilizes statistical population theory to shed light on the debate of whether the surge in savings and growth in Asia and other countries can be attributed to higher longevity of the population and whether this surge is durable. This book shows how understanding annuities becomes essential as governments that grapple with insolvency of public social security systems place greater emphasis on individual savings accounts.
The science and practice of feeling our movements, sensations, and emotions.
Embodied self-awareness is the ability to feel our emotions and movements in the present moment, without the influence of judgmental thoughts (such as: Am I doing this right?). Body Sense offers a scientific background for understanding this awareness and practical methods to avoid losing touch.
Was für ein Übermut, ein Buch mit einem solchen Titel zu schreiben: »Gebrauchsanweisung für das Leben«. Wie soll ein Autor mit dem schwerwiegendsten, dem geheimnisvollsten, dem unfassbarsten und sensationellsten Wort umgehen, das je in einer Sprache vorkam? Hinter welchen fünf Buchstaben stehen mehr Fragezeichen? Mehr Glück? Mehr Abgründe? Mehr Heldentaten und Niedertracht? Mehr Genialität und Irrsinn? Was ist teurer für den einen, und was könnte nicht billiger und wertloser sein für einen anderen? Was behüten Menschen mit mehr Macht, und was vernichten sie mit gleicher Vehemenz? Das LEBEN, klar. Andreas Altmann hat es trotzdem versucht. In zentralen Begriffen umkreist er das, was das Leben ausmacht. Es geht um nichts weniger als Liebe und Schmerz, um Abenteuer und Freundschaften, Einsamkeit, Religion und den Tod, um Heimat und Sprache. Und um das Reisen und die Erlebnisse, die der Autor auf der ganzen Welt gesammelt hat.
Und was immer man in diesen Text hineinlesen will, am Ende jeder Seite erinnert er den Leser an etwas, was mancher so leichtsinnig vergisst: Das Leben will belohnt werden, hat es doch gerade mich ausgesucht!
**KINDLE UNLIMITED MEMBERS READ FOR FREE!** Introducing book three of Boss of Me, a hot and sexy 5 part series by romance author Shauna Lexington… When twenty-one-year-old Melissa Anderson’s new temp job places her in the office of billionaire attorney Liam Carter, she immediately finds herself smitten by her sexy, seductive, mysterious new boss. Her intrigue to learn more about him quickly leads to an obsession that grows worse when she finds a pair of handcuffs in the drawer of his desk. After intentionally getting caught with the cuffs, their office flirting turns to more as Liam’s dark desires come to the surface. When the starry eyed temp submits to her powerful, dominant boss, he is determined to introduce her to his true desires…an unexpected punishment. However, when circumstances conspire to get in the way, Melissa’s three week assignment begins to wind down and she is left consumed by the thought of being out of Liam Carters life forever. After a special invitation from Liam leads to a steamy evening of temptation, pleasure, and adrenaline pumping pain, things abruptly take a dramatic turn for the worse. Melissa is suddenly exposed to Liam’s biggest secret, leaving the love-struck employee questioning whether there is really any hope for them to one day be together. *A hot and sexy alpha billionaire romance, perfect for fans of Cassie Cross, J.S. Scott, Kelly Favour, Hannah Ford, and E L James* ** Packed with bonuses such as 20+ FREE short stories for a limited time + character profiles. ** WARNING: This book contains mature themes and language.
Intended for 18+ readers only. Tags: alpha billionaire romance series, office romance, alpha male romance, modern contemporary romance, hot steamy romance, bbw romance, fun sexy mature young adult short stories, new adult collections & anthologies, older man younger woman romance
Amazon number 1 Best Seller in the Hard Boiled Mystery category Three novels, 210,000 words in one big book! These three books have earned dozens of Amazon 5 star reviews internationally. Many readers compare the stories favourably with the master of the genre, the late Dick Francis, a friend and mentor of the authors. Don't miss the chance to buy this book now during its July promotion. The print version sells at $34.99 Warned Off introduces Eddie Malloy, a young Irish steeplechase jockey who has been kicked up and down by life as much as by the half ton thoroughbreds he rides over fences at 35 MPH. Riding on England's many racetracks, Eddie's talent, raw courage and spirit pushes him right to the top to claim the Champion Jockey title at 21. Then he is falsely accused of helping dopers, and his riding licence is taken away. In Warned Off, Eddie's discovery of a murder victim in the racing town of Newmarket, gives him one chance to relaunch his career by single-handedly tracking down the killers. In Hunted, a lone killer is slaughtering jockeys with a terrifying zeal and purpose that mystifies the authorities and the police. There seems no pattern or motive to the murders, until Eddie gets to work on the case and discovers the killer's reasoning and his schedule. Eddie finds he is next on the list. In Blood Ties, Eddie has invested all he has in a stud farm run by an ex-jockey, Martin Corish. The story opens with Eddie taking a call from a blackmailer who claims the stud's star stallion is a ringer. He wants Eddie to stop horses from winning by riding to his instructions. Eddie discovers Corish has run out on him, and in his lone search for the blackmailer, Eddie finds his friend, a vet and amateur jockey, dead in highly suspicious circumstances.
Eddie's quest uncovers failing stallions in studs across England and mares unable to carry foals. Despite all the money the billionaire Arab stud owners throw at it, nobody can work out what is happening to Europe's best bloodstock. Eddie's determination to save his small stud finds him facing killers, blackmailers and the uncovering of a family secret that could kill his father. Warning: as some reviewers have said, you can easily become addicted to Eddie Malloy!